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Overview, downloads and points of contact for the West Midlands and Liverpool City Region Programme


About us

Birmingham City Council launched a Business Loan Fund in January 2010, a groundbreaking initiative offering a £10 million package of loans to small and medium businesses (SMEs) based in Birmingham. The loan will support a diverse range of solid profitable Birmingham companies which have previously been unable to access funding.

Birmingham City Council is working alongside Finance Birmingham, which is acting as agent for the Council to oversee the £10 million fund.

The Fund

If you are a business rate payer in Birmingham you can apply online here. Read the full fund overview here.

  • SMEs which pay their business rates to Birmingham City Council
  • Trading track record to demonstrate business model
  • Three year business plan including financial forecasts illustrating serviceability of loan £100,000 to £1,000,000
  • Interest rate between 8.5% and 12.5%, typically 11%

Case studies

Imaginative Minds Case Study

A Birmingham publisher of educational magazines and books has become one of the first recipients of support from the Birmingham City Council Loan Fund.

Install Automation Case Study

A Birmingham company which specialises in state-of-the-art home technology and energy monitoring innovation has become one of the first recipients of support from the Birmingham City Council Loan Fund.